Employer reference: REF1232M
The Opportunity
Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.
We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.
The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person.
Work with us because you:
- Want to be part of a bank built for the dynamics of the modern world
- Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
- Enjoy finding new and better ways to solve complexity and make things happen
- Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
- Care about society and the environment and want to be part of a business that cares too
- Want to continue to grow professionally and be the best version of yourself
The Role & Responsibilities
The role will look to mitigate risk, optimise and enhance existing assets, recycle capital, and support new origination through strategic solutions, to deliver value to both Shawbrook and our customers
The role will support the Risk Distribution team, to help manage the risk profile of the book, including:-
- Portfolio Solutions
- Agency
- Syndications
- Sub-Participations with 3rd party lenders
- Credit Insurance
- Asset sales
The role will look to support the Commerical strategy aimed at continued success in our chosen market, supporting origination activities (syndicated facilities) and helping to ensure originated assets are structured in a manner to maximise both future distribution options and the optimum capital treatment (increasing returns).
The role will have ongoing responsibilities for solutions delivered – e.g. ongoing day to day management any existing of future distribution strategies, providing agency activities for syndicated facilities. this will ensure effective segregation of duties.
The successful applicant will have exposure to cross-divisional collaboration on real estate data and strategy, and as such this is an amazing opportunity to work in s newly established team.
The Person
- Quantitative degree/CFA or equivalent qualification
- Relevant prior work experience (Grad Scheme in banking is beneficial)
- Previous experience in bank lending is a must - Structured Finance, Credit, Agency, Treasury, Accounting, etc. (KYC/AML experience not relevant)
- Compliance and governance experience is also preferred
- Strong analytical skills, advanced Excel knowledge, and ability to manage complex issues
- Solid understanding of financial information, real estate, and SME lending structures, including familiarity with legal documentation
- Knowledge of lending practices, risk, and covenant requirements
- Expertise in credit risk management and administration
- Strong commercial and financial acumen, with experience in strategic planning and executive-level reporting
- Compliance with all regulatory requirements
- Confident, ambitious, and able to thrive in a fast-paced, entrepreneurial environment
- Strong interpersonal skills, with the ability to influence and communicate effectively at all levels
- Ability to manage multiple projects, prioritise tasks, and meet deadlines
- Results-driven, with sound business judgement and personal commitment to success
Reward
Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace, a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexi-holiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done