Associate Director

Structured Lending

London, England, GB

Posted on

Employer reference: REF1011A

The Opportunity

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally.  We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities.  This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale.  We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent.If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person

Work with us because you:

  • Want to be part of a bank built for the dynamics of the modern world
  • Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
  • Enjoy finding new and better ways to solve complexity and make things happen
  • Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
  • Care about society and the environment and want to be part of a business that cares too
  • Want to continue to grow professionally and be the best version of yourself

The Role & Responsibilities

1. Deal Execution

To propose, negotiate and execute Leveraged Finance and Venture Debt facilities, to support the acquisition and growth of UK early-stage and SME companies by Private Equity firms and Investors. Analyse the business and financial performance of prospective customers and ensure debt structures are appropriate to meet their needs. Identify, minimise and mitigate risks. Responsible for the end-to-end credit process, including: due diligence review, financial modelling, writing of credit papers, presentation to Credit, client negotiation and completion of legal documentation.

2. Origination

To actively manage ongoing relationships with a variety of clients (sponsors, investors) and intermediaries. Originate business in the leveraged finance and venture debt market, including participation in client and intermediary meetings, preparation of pitches, and attendance at market events and conferences.

3. Stakeholder Management

To lead and support transactions, mentoring more junior staff. Relate effectively to the other parts of the Shawbrook group who play their part in the Financial Sponsors output i.e. Operations, Credit, HR, Finance, Corporate Banking.

4. Regulatory and Compliance

To report all issues of regulatory concern to the Operations Director / Bank Legal & Compliance Director. To communicate and escalate potential issues/risks in a prompt and effective manner. To provide support in managing the overall compliance and risk management framework of SF.

The Person

  • Quantitative Degree/CFA or similar business qualification or equivalent work experience appropriate to the role.
  • Min. 5 years’ experience in leveraged finance and/ or venture debt lending.
  • Experience in structuring and executing transactions and risk management.
  • Compliance and governance experience would be considered a positive.
  • Strong analytical skills, including advanced knowledge of Excel, being able to manage and handle complex issues. Experience with financial models and good understanding of financial statements is beneficial.
  • In-depth knowledge of leveraged finance and/or growth capital structures, including negotiation of legal documentation.
  • Industry knowledge in the general finance market desirable, but not essential, including a good understanding of lending practices, including structures, risk mitigation, covenant requirements, pricing and competition.
  • Excellent customer service, presentation and negotiation skills.
  • Thorough comprehension of credit risk management, credit administration, loan production and servicing.
  • Compliance with all regulatory requirements, remaining in good standing with regulatory agencies.
  • Good commercial, financial acumen and capability in strategic thinking, executive level reporting and effective business planning.
  • Confident, ambitious and good team working skills combined with being able to interact within a fast-paced entrepreneurial environment.
  • Excellent interpersonal skills with the ability to quickly build rapport in order to engage employees and gain support of peers.
  • Influencing skills and the ability to communicate effectively both orally and in writing with all levels of management, regulators, and committees.
  • Ability to build industry network and develop strong relationships with all business areas.
  • Support the development of a strong balanced and effective team by conveying clearly goals and expectations.
  • High levels of drive, energy and personal commitment to success.
  • Ability to package and present ideas in a persuasive manner.
  • Ability to prioritise and manage multiple projects.
  • Demonstrate sound business judgement.
  • Results-orientated, holds self accountable.

Hybrid working - expectation of 2-3 days per week in the London office.

Reward

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

  • Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
  • Free access to Headspace, a mindfulness & meditation digital health app
  • Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
  • EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
  • Cycle to work scheme
  • Discounts on gym membership
  • Contributory pension scheme & death in service

Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.

  • Minimum of 27 days holiday per year
  • Option to buy or sell holiday days through our flexi-holiday scheme
  • Discounts on gym membership nationwide
  • Access to discounts on a range of high street and online brands
  • Community support and charitable giving

Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.

  • Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
  • Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done

Can't find the job you're looking for?

We're always on the lookout for new talent. Join our talent community and if a position becomes available that we think will suit you, we'll be in touch!