Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally.  We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities.  This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale.  We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent.If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person.

Work with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

The Development Finance Portfolio Management team is a segregated team who manage the credit risk of development finance transactions, alongside other in-life activities. The Portfolio Manager role with have their own portfolio of clients in conjunction with team management responsibility.  

The Portfolio Manager role will have responsibility for:- 

• Individual Development Monitoring, working with 3rd party & in-house monitoring surveyors 
• EWI Monitoring 
• Covenant Monitoring 
• Annual Reviews  
• Provision of addition debt facilities to support existing developments, if needed 
• Managing post execution in-life activities inclusive of site visits, restructures and drawdowns 
• Focus on customer retention & delivering a great customer experience 
• Origination support to effectively onboard new customers 

PM have responsibility for all performing cases, working with the NPL team for under-preforming and non-performing cases   

Key Responsibilities  

The primary responsibility will be to manage effectively a portfolio of Development Finance connections, proactively manage risk across the portfolio and within the Group Risk Appetite. 

The role will be required to work collaboratively with the wider Development Finance Team, Construction Risk, Structured Lending NPL and Real Estate Portfolio Management teams to provide a seamless client proposition. 

In addition the role will have responsibility for:- 

• Develop and maintain excellent customer relationships with new and repeat borrowers  
• Ensure a good understanding of policies, procedures and compliance  
• In conjunction with Business Support and Senrio Portfolio Manager 
• Active Portfolio Monitoring for trends, concentrations, sub-sector variances etc 
• Market Analysis & Portfolio Reviews, plus Horizon Scanning 
• Consider market, macroeconomic and regulatory impacts on the portfolio and take necessary actions where appropriate, including updating relevant Risk Committees on early warning signs 
• Manage credit, legal and compliance risks on own portfolio and contribute to team controls 
• Support and collaboration to wider team members  
• Regular performance monitoring and performance management reporting  
• Ensure the completion (within appropriate timescales) of ongoing credit stewardship activity to a high standard, including but not limited to annual reviews, MI / covenant monitoring, EWI reporting / escalation, Watch actions / reporting, Expiries and KYC / AML  
• Develop and maintain excellent working relationships both internally and externally  

The role will report to the regional Senior Portfolio Manager

• Degree/MBA or similar business qualification or equivalent work experience appropriate to the role
• Proven experience in Development Finance
• Deep and broad business and financial acumen

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done