Real Estate - Legal Counsel - Contract

Legal

London, England, GB

Posted on

Employer reference: REF758A

The Opportunity

Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day.            

We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for weddings and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties – no two customers are ever the same.    

We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers.

If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person

Work with us because you:

  • Want to be part of a bank built for the dynamics of the modern world
  • Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
  • Enjoy finding new and better ways to solve complexity and make things happen
  • Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
  • Care about society and the environment and want to be part of a business that cares too
  • Want to continue to grow professionally and be the best version of yourself

The Role & Responsibilities

  • To work closely with the Head of Legal – Real Estate and the wider legal team to deliver legal solutions for the Bank (with particular focus on the real estate lending business within the Enterprise Franchise).
  • To advise on changes to standard form customer-facing documentation, terms and conditions, processes and procedures and embed these into the business, to advise on policy, documentation, process improvements.
  • Working closely with the Bank’s real estate lending stakeholders within the Enterprise Franchise to advise on complex transaction structures and complex corporate structures including trust and offshore ownership and issues affecting real estate security, to act as an interface between the franchise’s lending teams and the Bank’s external conveyancing solicitors.
  • Where required, to support the Enterprise Franchise and the wider in-house legal team on broader commercial law issues/contract negotiation, corporate M&A activity, forward flow arrangements, third party funding, securitisations, Term Funding Scheme, etc.
  • Where required, to advise on strategy and approach to any issues which may become litigious.
  • To develop and maintain good governance structures and mechanisms that reflect best practice and meet the needs of the business within the regulatory environment. To assist with the management and governance of first line conveyancing firms which support the real estate lending business within the Enterprise Franchise. This will include undertaking audits of these firms and reporting the findings to the lending division.
  • Acting as a key stakeholder, supporting the Bank as whole on property-law related matters e.g. acquisition of new office premises, etc.
  • As one of the legal business partners for the Enterprise Franchise, to liaise with key business stakeholders (including those in the legal team and the wider Bank teams) to help facilitate the delivery of strategic or regulatory change in respect of the Enterprise Franchise.
  • To spend a minimum of two to three days each week working in the office.

The Person

  • In-house experience in real estate lending sector
  • Expert in preparation and drafting of real estate lending documentation
  • Understanding of complex transaction structures and complex corporate structures including trust and offshore ownership
  • Understanding of residential and commercial security taking and insolvency/ enforcement remedies
  • Practical knowledge of data protection rules and the anti-money laundering framework
  • Understanding of commercial risks and liabilities
  • Computer literate (good knowledge of MS Office suite – Excel, Word, Power-Point)
  • Awareness of regulatory environments and requirements, e.g. FCA/MCOB regulated activity, ‘treating customers fairly’
  • Holds a current practicing certificate

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